Terms & Conditions

Introduction

These Terms and Conditions ("Terms") govern your use of the Our Budgets application and website (collectively referred to as the "Service") operated by Our Budgets ("we," "us," or "our").

By accessing or using the Service, you agree to be bound by these Terms. If you disagree with any part of the Terms, you do not have permission to access the Service.

Accounts

When you create an account with us, you must provide accurate, complete, and current information. Failure to do so constitutes a breach of the Terms, which may result in immediate termination of your account.

You are responsible for safeguarding the password you use to access the Service and for any activities or actions under your password. We encourage you to use a strong password (using a combination of uppercase and lowercase letters, numbers, and symbols) with your account.

You agree not to disclose your password to any third party. You must notify us immediately upon becoming aware of any breach of security or unauthorized use of your account.

User Content

Our Service allows you to enter, upload, post, and store budget-related data and information ("User Content"). You retain all rights to your User Content.

By submitting User Content to the Service, you grant us a worldwide, non-exclusive, royalty-free license to use, reproduce, adapt, publish, and display such content for the sole purpose of providing and improving the Service.

You represent and warrant that:

• You own the User Content or have the right to use it and grant us the rights as provided in these Terms
• The User Content does not violate the privacy rights, publicity rights, copyrights, contract rights, or any other rights of any person or entity

Acceptable Use

You agree not to use the Service for any purpose that is prohibited by these Terms. You are responsible for all of your activity in connection with the Service.

As examples, you shall not (or permit any third party to):

• Use the Service for any illegal purpose or in violation of any local, state, national, or international law
• Harass, abuse, or harm another person
• Impersonate another user or person
• Use another user's account without permission
• Interfere with or disrupt the Service or servers or networks connected to the Service
• Attempt to bypass any measures designed to prevent or restrict access to the Service
• Introduce any viruses, trojan horses, worms, logic bombs, or other harmful material
• Develop, distribute, or sell any software or content that sends automated queries to the Service

Intellectual Property

The Service and its original content (excluding User Content), features, and functionality are and will remain the exclusive property of Our Budgets and its licensors. The Service is protected by copyright, trademark, and other laws of both the United States and foreign countries.

Our trademarks and trade dress may not be used in connection with any product or service without the prior written consent of Our Budgets.

Links To Other Websites

Our Service may contain links to third-party websites or services that are not owned or controlled by Our Budgets.

Our Budgets has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third-party websites or services. You further acknowledge and agree that Our Budgets shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods, or services available on or through any such websites or services.

We strongly advise you to read the terms and conditions and privacy policies of any third-party websites or services that you visit.

Termination

We may terminate or suspend your account immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.

Upon termination, your right to use the Service will immediately cease. If you wish to terminate your account, you may simply discontinue using the Service or contact us to request account deletion.

Limitation of Liability

In no event shall Our Budgets, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from:

• Your access to or use of or inability to access or use the Service
• Any conduct or content of any third party on the Service
• Any content obtained from the Service
• Unauthorized access, use, or alteration of your transmissions or content

This limitation applies whether the alleged liability is based on contract, tort, negligence, strict liability, or any other basis, even if we have been advised of the possibility of such damage.

Disclaimer

Your use of the Service is at your sole risk. The Service is provided on an "AS IS" and "AS AVAILABLE" basis. The Service is provided without warranties of any kind, whether express or implied.

Our Budgets and its suppliers, licensors, and affiliates do not warrant that:

• The Service will function uninterrupted, secure, or available at any particular time or location
• Any errors or defects will be corrected
• The Service is free of viruses or other harmful components
• The results of using the Service will meet your requirements

This disclaimer of warranty applies to the fullest extent permitted by law.

Governing Law

These Terms shall be governed and construed in accordance with the laws of the United States, without regard to its conflict of law provisions.

Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect.

Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will try to provide at least 30 days' notice prior to any new terms taking effect.

By continuing to access or use our Service after those revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, please stop using the Service.

Contact Us

If you have any questions about these Terms, please contact us at:

Email: contact at ourbudgets.com

Or alternatively use our contact us page.